Social Security: Maximizing Benefits for Spouses

Making the most out of Social Security benefits can be challenging, especially for couples. Did you know an average of almost 68 million Americans per month will receive a Social Security benefit, tallying about $1.5 trillion in benefits paid during the year? For many retirees, Social Security is a vital source of financial support. However, […]

Married Filing Separately: Pros, Cons, and Rules Explained

You might have many questions, like, Can I file separately if married? Filing taxes as a married couple can be complex, especially when deciding whether to file jointly or separately. While most couples choose to file jointly to take advantage of various tax benefits, there are specific situations where filing separately might be the better […]

How to Remove a Tax Lien from Your Property?

Unpaid tax liens can significantly impact property owners by affecting credit scores and making it difficult to sell or refinance property. In 2021, the IRS filed 212,251 Notices of Federal Tax Lien (NFTLs). To provide perspective, in 2019, the IRS filed 543,604 NFTLs. Understanding how to remove a tax lien is vital to protecting your […]

When to Claim Social Security: Find Your Break-Even Age

Did you know that the age at which you claim Social Security can significantly impact your total lifetime benefits? The timing of your decision can mean a difference of thousands of dollars over the course of your retirement. According to the Social Security Administration, claiming benefits at age 62 instead of waiting until full retirement […]